:root{color-scheme:light;--paper:#FCFCFA;--ink:#1B1D21;--ink2:#2A2C31;--muted:#5C5F66;--line:#E3E1DB;--soft:#F6F4EF;--g1:#F7EDD8;--g2:#E8C583;--gi:#A16207;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font:16.5px/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit}img,svg{display:block}[hidden]{display:none!important}
.c{max-width:1200px;margin:0 auto;padding:0 24px}.narrow{max-width:780px}
.bar{background:var(--ink);color:#fff;font-size:14px}.bar .c{display:flex;gap:10px;align-items:center;justify-content:center;min-height:42px;flex-wrap:wrap;text-align:center}
.bar a{color:var(--g2);font-weight:600;text-decoration:none}.dot{width:8px;height:8px;border-radius:50%;background:var(--g2);box-shadow:0 0 0 4px rgba(232,197,131,.22);flex:none}
.bar .bs{display:none}
.nav{position:sticky;top:0;z-index:50;background:rgba(252,252,250,.93);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav .c{display:flex;align-items:center;gap:28px;height:68px;position:relative}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;white-space:nowrap;font-family:Georgia,"Times New Roman",serif;font-weight:700;font-size:25px;letter-spacing:-.01em;color:var(--ink)}
.logo img{height:32px;width:auto}.logo small{font:650 10px/1 -apple-system,BlinkMacSystemFont,sans-serif;letter-spacing:.18em;text-transform:uppercase;color:var(--gi);margin-top:7px}
.menu{display:flex;gap:2px;align-items:center;margin-left:8px;align-self:stretch}.menu>a{align-self:center;padding:8px 12px;border-radius:8px;text-decoration:none;font-size:15px;color:var(--ink2)}
.menu>a:hover{background:var(--soft)}
.dd{position:static;display:flex;align-items:center}
.dd>button{display:flex;align-items:center;gap:6px;padding:8px 12px;border-radius:8px;border:0;background:none;font:inherit;font-size:15px;color:var(--ink2);cursor:pointer}
.dd>button svg{transition:transform .15s}.dd:hover>button,.dd:focus-within>button{background:var(--g1);color:var(--gi)}.dd:hover>button svg,.dd:focus-within>button svg{transform:rotate(180deg)}
.ddm{display:none;position:absolute;top:100%;left:50%;transform:translateX(-50%);width:min(940px,calc(100vw - 48px));background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 24px 60px -12px rgba(0,0,0,.16);grid-template-columns:1fr 1fr 1fr}
.ddm:before{content:"";position:absolute;left:0;right:0;top:-18px;height:18px}
.ddm.two{width:min(660px,calc(100vw - 48px));grid-template-columns:1.3fr 1fr}
.dd:hover .ddm,.dd:focus-within .ddm,.dd.stay .ddm{display:grid}
.mcol{padding:20px 24px}.mcol+.mcol{border-left:1px solid var(--line)}
.mcol>b{display:block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--gi);padding:0 0 12px;margin-bottom:6px;border-bottom:1px dashed var(--line)}
.ddm .mcol a{display:block;padding:8px 0;text-decoration:none;font-size:15px;color:var(--ink)}.ddm .mcol a:hover{color:var(--gi)}.ddm .mcol small{display:block;color:var(--muted);font-size:13px;margin-top:2px}
.ddm .promo{align-self:start;margin:16px;border-radius:12px;background:var(--g1);padding:20px;text-decoration:none;display:flex;flex-direction:column;gap:10px}.ddm .promo:hover{background:var(--g2)}
.promo small{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--gi);font-weight:700}.promo b{font-family:Georgia,serif;font-size:20px;line-height:1.3;color:var(--ink);font-weight:600}.promo span{font-weight:600;color:var(--gi)}
.right{margin-left:auto;display:flex;align-items:center;gap:10px}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--ink);color:#fff;text-decoration:none;padding:12px 20px;border-radius:10px;font-weight:600;font-size:15px;border:1px solid var(--ink);cursor:pointer;font-family:inherit;transition:.15s}
.btn:hover{background:var(--gi);border-color:var(--gi)}.btn.o,.btn.ghost{background:transparent;color:var(--ink);border-color:#cfccc4}.btn.o:hover,.btn.ghost:hover{border-color:var(--ink);background:transparent}
.btn.g{background:var(--g2);color:var(--ink);border-color:var(--g2)}.btn.g:hover{background:#fff}.btn.sm{padding:9px 14px;font-size:14px}
.mnav{display:none}.mnav summary{list-style:none;cursor:pointer;padding:8px 12px;border:1px solid var(--line);border-radius:8px;font-weight:600;font-size:14px}.mnav summary::-webkit-details-marker{display:none}
.mnav[open] .mlist{position:absolute;left:0;right:0;top:68px;background:#fff;border-bottom:1px solid var(--line);padding:12px 24px 20px;display:grid;gap:4px;max-height:calc(100vh - 110px);overflow:auto}
.mlist a{padding:10px 0;text-decoration:none;border-bottom:1px solid var(--line)}.mlist .mh{padding:16px 0 2px;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--gi);font-weight:700}
.mcalc{display:none}
@media(max-width:1060px){.menu,.right{display:none}.mnav{display:block}.btn.mcalc{display:inline-flex;margin-left:auto;padding:7px 11px;font-size:13px;white-space:nowrap}}
@media(max-width:640px){.mnav summary{font-size:0;padding:6px 10px;line-height:1}.mnav summary::before{content:"\2630";font-size:20px}.nav .c{height:58px;gap:10px}.mnav[open] .mlist{top:58px}.logo{font-size:22px}.logo img{height:28px}.logo small{display:none}
.bar .bl{display:none}.bar .bs{display:flex;align-items:center;justify-content:center;gap:8px;height:34px;font-size:12.5px;color:#fff;text-decoration:none;white-space:nowrap;overflow:hidden}}
section{padding:84px 0}section.tight{padding:28px 0}.soft{background:var(--soft)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:650;letter-spacing:.08em;text-transform:uppercase;color:var(--gi)}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;font-weight:600;letter-spacing:-.01em;line-height:1.14;margin:0;text-wrap:balance}
h1{font-size:clamp(36px,5.2vw,60px)}h2{font-size:clamp(27px,3.4vw,40px)}h3{font-size:19px;line-height:1.3}
.lede{font-size:clamp(17px,1.6vw,20px);color:var(--muted);max-width:660px;margin:22px 0 0}
.head{max-width:760px;margin:0 0 44px}.head.center{margin-left:auto;margin-right:auto;text-align:center}.head.center .lede{margin-left:auto;margin-right:auto}.head h2{margin-top:12px}
mark{background:linear-gradient(transparent 58%,var(--g2) 58%);color:inherit;padding:0 .05em}
.hero{padding:40px 0 56px;position:relative;overflow:hidden;background:radial-gradient(circle at 85% 10%,var(--g1),transparent 45%)}
.hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(var(--line) 1px,transparent 1px),linear-gradient(90deg,var(--line) 1px,transparent 1px);background-size:56px 56px;mask-image:linear-gradient(to bottom,rgba(0,0,0,.35),transparent 70%);-webkit-mask-image:linear-gradient(to bottom,rgba(0,0,0,.35),transparent 70%);pointer-events:none}
.hero .c{position:relative;display:grid;grid-template-columns:1.25fr .95fr;gap:56px;align-items:center}.hero h1{margin-top:16px}
.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.chips{display:flex;flex-wrap:wrap;gap:8px 18px;margin-top:22px;font-size:14px;color:var(--ink2)}.chips span{display:inline-flex;gap:7px;align-items:center}.chips svg{color:var(--gi)}
.panel{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:0 30px 60px -20px rgba(0,0,0,.14);padding:22px}
.panel .ph{display:flex;justify-content:space-between;align-items:center;font-size:13px;color:var(--muted);padding-bottom:14px;border-bottom:1px solid var(--line)}.pill{font-size:12px;font-weight:650;background:var(--g1);color:var(--gi);padding:4px 10px;border-radius:99px}
.row{display:flex;align-items:center;gap:12px;padding:12px 2px;border-bottom:1px solid var(--line);font-size:14.5px}.row:last-child{border-bottom:0}
.row .ic{width:30px;height:30px;border-radius:8px;display:grid;place-items:center;background:var(--g1);color:var(--gi);flex:none}.row .ic.w{background:#f1efe9;color:var(--muted)}
.row small{display:block;color:var(--muted);font-size:12.5px}.row em{margin-left:auto;font-style:normal;font-size:12.5px;color:var(--muted);font-family:ui-monospace,Menlo,monospace;white-space:nowrap}
@media(max-width:960px){.hero .c{grid-template-columns:1fr}.panel{max-width:540px}}
.qa{position:relative;border:1px solid var(--g2);background:linear-gradient(135deg,var(--g1),#fff 70%);border-radius:var(--r);padding:26px 28px;display:grid;grid-template-columns:auto 1fr;gap:18px}
.qa .ql{font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gi);margin-bottom:6px}.qa p{margin:0;font-size:17px;line-height:1.7}
.qa .qi{width:40px;height:40px;border-radius:10px;background:var(--ink);color:var(--g2);display:grid;place-items:center}
.qa>.askai{position:absolute;top:14px;right:16px;margin:0}
.stats{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;background:#fff}
.stats div{padding:26px 22px;border-right:1px solid var(--line)}.stats div:last-child{border:0}.stats b{display:block;font-family:Georgia,serif;font-weight:600;font-size:clamp(26px,3vw,36px);line-height:1.1}.stats span{color:var(--muted);font-size:14px}
@media(max-width:820px){.stats{grid-template-columns:1fr 1fr}.stats div:nth-child(2){border-right:0}.stats div:nth-child(-n+2){border-bottom:1px solid var(--line)}}
.grid{display:grid;gap:18px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:960px){.g3,.g4{grid-template-columns:1fr 1fr}}@media(max-width:620px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;transition:.18s;text-decoration:none;display:block;position:relative}
a.card:hover{border-color:var(--ink);transform:translateY(-2px);box-shadow:0 14px 30px -18px rgba(0,0,0,.25)}
.card .ic{width:44px;height:44px;border-radius:11px;background:var(--g1);color:var(--gi);display:grid;place-items:center;margin-bottom:18px}
.card h3{margin-bottom:8px}.card p{margin:0;color:var(--muted);font-size:15px}.card .more{display:inline-block;margin-top:14px;font-weight:600;font-size:14.5px;color:var(--gi)}
.card .big{display:block;font-family:Georgia,serif;font-size:34px;font-weight:600;line-height:1.1;margin-bottom:8px;color:var(--ink)}
.card ul{margin:10px 0 0;padding-left:18px;color:var(--ink2);font-size:15px}.card li{margin:5px 0}
.tag{display:inline-block;font-size:11.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;background:var(--g1);color:var(--gi);padding:4px 9px;border-radius:6px;margin-bottom:12px}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.steps.s5{grid-template-columns:repeat(5,1fr)}@media(max-width:960px){.steps,.steps.s5{grid-template-columns:1fr}}
.step{border-top:2px solid var(--ink);padding-top:20px}.step:before{counter-increment:s;content:"0" counter(s);font-size:13px;font-weight:700;color:var(--gi);letter-spacing:.06em}.step h3{margin:10px 0 8px}.step p{margin:0;color:var(--muted);font-size:15px}
.step small{display:block;font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--gi);font-weight:700;margin-top:10px}
.fq{border-bottom:1px solid var(--line);padding:2px 0}
.fq summary{cursor:pointer;list-style:none;padding:16px 30px 16px 0;font-weight:600;font-size:16.5px;position:relative;line-height:1.45}
.fq summary::-webkit-details-marker{display:none}.fq summary::after{content:"+";position:absolute;right:4px;top:14px;font-size:22px;font-weight:400;color:var(--gi);line-height:1}
.fq[open] summary::after{content:"\2013"}.fq>div{padding:0 30px 18px 0;color:var(--ink2);line-height:1.65;font-size:15.5px}
.band{background:var(--ink);color:#fff;border-radius:24px;padding:60px;display:grid;grid-template-columns:1.4fr 1fr;gap:32px;align-items:center;position:relative;overflow:hidden}
.band:after{content:"";position:absolute;right:-120px;top:-120px;width:360px;height:360px;border-radius:50%;background:radial-gradient(var(--gi),transparent 70%);opacity:.55}
.band h2{color:#fff}.band p{color:#b8b8b8;margin:16px 0 0;font-size:18px}.band .cta{justify-content:flex-end;position:relative;z-index:1;margin:0}@media(max-width:860px){.band{grid-template-columns:1fr;padding:40px 28px}.band .cta{justify-content:flex-start}}
.phero{padding:56px 0 48px;border-bottom:1px solid var(--line);background:linear-gradient(180deg,var(--soft),var(--paper))}.phero h1{font-size:clamp(32px,4.4vw,52px);margin-top:16px;max-width:920px}
.crumbs{font-size:13px;color:var(--muted);margin-bottom:20px}.crumbs a{text-decoration:none}.crumbs a:hover{color:var(--ink)}
.ehead{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}.ehead .eyebrow{margin:0}
.doc{display:grid;grid-template-columns:240px 1fr;gap:64px;align-items:start}.toc{position:sticky;top:96px;font-size:14px}.toc b{display:block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.toc a{display:block;text-decoration:none;color:var(--muted);padding:6px 0 6px 12px;border-left:2px solid var(--line)}.toc a:hover{color:var(--ink);border-color:var(--gi)}
@media(max-width:960px){.doc{grid-template-columns:1fr}.toc{display:none}}
.prose{max-width:780px;font-size:17px}.prose h2{font-size:30px;margin:52px 0 14px;scroll-margin-top:96px}.prose h3{margin:26px 0 8px}.prose p,.prose ul,.prose ol{margin:0 0 18px}.prose li{margin:6px 0}
.prose a{color:var(--gi);text-decoration-color:var(--g2);text-decoration-thickness:2px;text-underline-offset:3px}.prose a:hover{color:var(--ink)}
.tw{overflow-x:auto;margin:6px 0 22px;border:1px solid var(--line);border-radius:12px;background:#fff}table{border-collapse:collapse;width:100%;font-size:15px}th,td{text-align:left;vertical-align:top;padding:11px 15px;border-bottom:1px solid var(--line)}th{background:var(--soft);font-weight:650;font-size:14px}tr:last-child td{border-bottom:0}
caption{caption-side:top;text-align:left;padding:10px 15px;font-size:13.5px;color:var(--muted);background:var(--soft);border-bottom:1px solid var(--line)}
.finds{display:grid;gap:14px;margin:6px 0 22px}.find{border:1px solid var(--line);border-left:3px solid var(--gi);border-radius:12px;padding:16px 18px;background:#fff}.find b{display:block;font-size:17px;line-height:1.35;margin-bottom:6px}.find p{margin:0;color:var(--ink2);font-size:15px}@media(min-width:860px){.finds{grid-template-columns:1fr 1fr}}
.src{font-size:14px;color:var(--muted)}.src a{color:var(--muted)}
ul.srcl{list-style:none;padding:0;margin:0 0 18px;display:grid;gap:10px}ul.srcl li{padding-left:18px;position:relative;font-size:15px}ul.srcl li:before{content:"";position:absolute;left:0;top:9px;width:6px;height:6px;border-radius:50%;background:var(--g2)}
.ans{border-bottom:1px solid var(--line);padding:18px 0}.ans h3{font-size:19px;line-height:1.35;margin:0 0 6px}.ans h3 a{color:var(--gi);text-decoration:none}.ans h3 a:hover{text-decoration:underline}.ans p{margin:0;color:var(--muted)}
.gl .term{border-top:1px solid var(--line);padding:14px 0;scroll-margin-top:96px}.gl dt{font-family:Georgia,serif;font-weight:600;font-size:19px}.gl dd{margin:4px 0 0}
.author{display:flex;gap:18px;align-items:center;border:1px solid var(--line);border-radius:var(--r);padding:20px;background:#fff;margin:30px 0}
.author .av{width:64px;height:64px;border-radius:50%;background:var(--ink);color:var(--g2);display:grid;place-items:center;font-family:Georgia,serif;font-size:24px;flex:none}
.author small{display:block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--gi);font-weight:700}.author b{display:block;font-size:18px;margin:2px 0}.author p{margin:0 0 8px;color:var(--muted);font-size:15px}.author a{font-weight:600;color:var(--gi);text-decoration:none}
.callout{background:#fdf3dc;border:1px solid #e8d9a8;border-left:3px solid #c98a00;border-radius:12px;padding:15px 18px;margin:20px 0;font-size:14.5px;line-height:1.55}.callout p{margin:0}
.notice{font-size:13px;color:var(--muted);max-width:none}
.price{display:flex;align-items:baseline;gap:12px;flex-wrap:wrap}.price b{font-family:Georgia,serif;font-size:44px;font-weight:600;line-height:1}
footer{border-top:1px solid var(--line);padding:64px 0 40px;font-size:14.5px;background:#fff}.fg{display:grid;grid-template-columns:1.6fr repeat(4,1fr);gap:32px}@media(max-width:860px){.fg{grid-template-columns:1fr 1fr}}
footer h4{font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin:0 0 14px;font-weight:650;font-family:inherit}footer a{display:block;overflow-wrap:anywhere;text-decoration:none;color:var(--ink2);padding:4px 0}footer a:hover{color:var(--gi)}
.fb{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-top:48px;padding-top:24px;border-top:1px solid var(--line);color:var(--muted);font-size:13px}
.cite{display:inline-flex;align-items:center;gap:5px;vertical-align:middle;margin:0 2px;padding:1px 8px 1px 2px;border:0;border-radius:999px;background:#eceae4;font-size:11.5px;line-height:1.55;color:#57554f;text-decoration:none;white-space:nowrap}
.cite:hover{background:#e0ddd5;color:var(--ink)}
.cfav{width:15px;height:15px;border-radius:50%;flex:none;object-fit:cover;display:inline-grid;place-items:center;background:#fff;box-shadow:0 0 0 1px rgba(0,0,0,.06)}.cmono{color:#fff;font-size:8px;font-weight:700;line-height:1}
.cnm{max-width:142px;overflow:hidden;text-overflow:ellipsis;font-weight:500}.cmore{color:#8b8981;font-size:11px;font-weight:600}
.citew{position:relative;display:inline-block}button.cite{font:inherit;font-size:11.5px;cursor:pointer}
.cpop{position:absolute;z-index:40;top:calc(100% + 7px);left:0;min-width:300px;max-width:360px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 14px 38px rgba(0,0,0,.14);padding:8px;text-align:left;white-space:normal}
.cpop.up{top:auto;bottom:calc(100% + 7px)}.cpop.rt{left:auto;right:0}
.cpt{display:block;font-size:11px;letter-spacing:.07em;text-transform:uppercase;color:var(--muted);font-weight:700;padding:6px 10px 8px}
.csrc{display:flex;align-items:flex-start;gap:10px;padding:8px 10px;border-radius:10px;text-decoration:none;color:var(--ink)}.csrc:hover{background:var(--soft)}
.ctx{flex:1;min-width:0}.ctx b{display:block;font-size:13.5px;font-weight:650;line-height:1.3}.ctx small{display:block;color:var(--muted);font-size:12px;line-height:1.4}.cgo{color:var(--muted);font-size:12px}
.askai{position:relative;display:block;text-align:right}
.askai .aib,.askai .aic{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);color:var(--ink);font:inherit;font-size:14px;font-weight:600;padding:9px 14px;cursor:pointer;text-decoration:none;line-height:1.2}
.askai .aib{border-radius:10px 0 0 10px;border-right:0}.askai .aic{border-radius:0 10px 10px 0;padding:9px 10px;color:var(--muted)}
.askai .aib:hover,.askai .aic:hover{background:var(--soft)}.askai .aib svg{color:var(--gi)}
.askai .aim{position:absolute;top:calc(100% + 8px);right:0;z-index:40;min-width:286px;text-align:left;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 14px 40px rgba(0,0,0,.13);padding:6px}
.askai .aim a{display:block;padding:10px 12px;border-radius:10px;text-decoration:none;color:var(--ink)}.askai .aim a:hover{background:var(--soft)}
.askai .aim b{display:block;font-size:14.5px;font-weight:650}.askai .aim small{display:block;font-size:13px;color:var(--muted)}
.hero .c>*,.doc>*,.qa>div,.grid>*,.band>*{min-width:0}.qa p,.lede,h1,h2{overflow-wrap:break-word}
@media(max-width:760px){.qa>.askai{position:static;margin:0 0 12px;text-align:left}}
@media(max-width:560px){section{padding:60px 0}.c{padding:0 16px}.qa{grid-template-columns:1fr;padding:22px}.stats div{padding:20px 16px}.band{padding:34px 22px}
.hero{padding:24px 0 40px}.hero .cta .btn,.phero .cta .btn{flex:1 1 100%;justify-content:center}.phero{padding:34px 0 30px}.askai .aib{flex:1;justify-content:center}.askai .aim{left:0;right:auto;min-width:0;width:100%}}
@media(max-width:720px){.tw:has(table.stack){overflow-x:visible;border:0;background:none}table.stack thead{display:none}table.stack tr{display:block;border:1px solid var(--line);border-radius:12px;margin:0 0 10px;padding:6px 0;background:#fff}table.stack td{display:grid;grid-template-columns:minmax(110px,46%) 1fr;gap:12px;border:0;padding:6px 14px}table.stack td:before{content:attr(data-l);color:var(--muted);font-size:11px;letter-spacing:.05em;text-transform:uppercase;font-weight:700}table.stack td:first-child{font-weight:700;font-size:16px}}